Start with Wave

Use Wave free while volume is low. Consider Bench when you would rather pay a monthly service than reconcile yourself.

Scroll for the full side-by-side and FAQs.

Side-by-side

Factor Bench WaveOur pick
Starting priceMonthly service feeFree (payments optional)
StrengthHumans + software for booksDIY income/expense tracking
Best forHands-off sellers who hate bookkeepingEarly shops watching every dollar
DIY effortLow — they do the booksYou enter and categorize

Quick verdict

Pick Wave to start free and stay in control. Pick Bench when your time is worth more than the monthly service fee and you want books ready for taxes without DIY categorization.

Read our Wave review for pricing, pros/cons, and who each tool fits.

See full guide comparing all tools →

Bench

Bookkeeping service with software included

Monthly service fee

  • Hands-off bookkeeping
  • Year-end taxes

Common questions

Is Wave really free?

Core accounting is free; Wave charges for optional payments and payroll-style add-ons. Check current pricing before you rely on a feature.

When is Bench worth it?

When reconciling takes evenings you would rather spend listing — and revenue can absorb a monthly bookkeeping service.