Wave
Free accounting for very small businesses
Free core; paid payroll/receipts
- Solo sellers on a budget
- Invoicing
Etsy fees in 2026: $0.20 listing, 6.5% transaction, payment processing, Offsite Ads — with a free calculator for your exact price point.
Etsy charges listing fees, transaction fees on item plus shipping, payment processing, and sometimes Offsite Ads. This page answers "how much does Etsy take" with the full stack and links to free calculators.
Full Etsy fees & pricing guide — video walkthrough, workflow tips, and extended FAQs.
2026 verdict · updated August 2026
Plan for ~10–15% of order total on typical handmade sales before ads.
Model shipping — transaction fees apply to shipping you charge buyers.
Offsite Ads: 12–15% on attributed sales if enrolled — separate margin check.
Free tool: Etsy fee calculator — enter your price and see the breakdown.
Fee calculator → Full pricing guide → Wave vs QuickBooks
Independent comparison — we may earn a commission if you sign up via these links.
Etsy Ads Break-Even ROAS (2026) — Free Calculator #Shorts on YouTube
| Tool | Pricing | Best for |
|---|---|---|
| Wave | Free core; paid payroll/receipts | Solo sellers on a budget, Invoicing |
| QuickBooks | From ~$30/mo | Growing shops, Accountant handoff |
Free accounting for very small businesses
Free core; paid payroll/receipts
Full bookkeeping with strong tax support
From ~$30/mo
Expect roughly $0.20 listing + 6.5% transaction on item plus shipping + ~3% + $0.25 payment processing on the order total. Offsite Ads can add 12–15% on attributed sales. Use our fee calculator for your exact price point.
Only when you can absorb shipping into the item price without destroying margin. Etsy may favor free-shipping listings in US search — model both scenarios with our shipping calculator first.
When your margin per order exceeds cost-per-click times conversion rate. Use the ROAS calculator with your real AOV and estimated conversion before raising daily ad budget.
Get the Seller Launch Checklist — setup checklist, pricing sheet, and weekly review template.
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